NMLS: 2635583
Sunny Hill Financial NMLS: 1708856
For DSCR and commercial Licensed all states
Charles Munoz
NMLS# 785783
7450 Campus Drive, Colorado Springs, CO, 80920
Phone: (719-301-3009)
Turn Home Equity into Financial Freedom
A Reverse Mortgage allows homeowners aged 62 and older to convert part of their home equity into usable cash—without selling their home or taking on additional monthly payments. With Amanda De Oliveira’s expert guidance, you can unlock your home’s value to support your lifestyle, supplement retirement income, or cover essential expenses. Amanda takes pride in helping seniors find financial stability and peace of mind through this unique lending program designed to make retirement more comfortable and secure.
No Monthly Mortgage Payments Required
One of the greatest advantages of a reverse mortgage is that you’re not required to make monthly mortgage payments. Instead, repayment occurs when you sell your home, move out permanently, or pass away—allowing you to enjoy your home and financial freedom in the meantime. Amanda ensures you understand how the loan works, what to expect, and how to use the funds wisely so you can continue living comfortably in your home.
Multiple Payout Options for Your Needs
With a Reverse Mortgage, you have flexibility in how you receive your funds—whether it’s a lump sum, monthly disbursements, a line of credit, or a combination of these options. Amanda helps you choose the payout structure that aligns with your lifestyle and long-term financial goals. Her personalized approach ensures that your loan solution supports your specific needs, giving you full control and confidence over your financial future.
Benefits of Reverse Mortgages with Amanda De Oliveira
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No Monthly Mortgage Payments: Free up your budget while still owning your home.
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Access to Cash Flow: Use your home’s equity for living expenses, healthcare, or travel.
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Stay in Your Home: Continue living in the home you love while benefiting from its value.
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Flexible Payout Options: Choose between lump sum, monthly payments, or a line of credit.
Stay in the Home You Love
A reverse mortgage gives you the ability to stay in your home while benefiting from its built-up equity. It’s a great solution for homeowners who want to age in place and maintain their independence while improving cash flow. Amanda works with you to make sure all aspects of the loan are clear, ensuring that you retain ownership of your home and continue to live in it as your primary residence.
Why Choose Amanda De Oliveira
Choosing the right mortgage professional can make all the difference, and with Amanda De Oliveira, you get more than just a loan officer — you gain a trusted partner dedicated to your financial success. With deep expertise. Amanda provides personalized guidance tailored to your goals, ensuring every client feels confident and supported from pre-approval to closing.
We are known for
Personalized Service: Every client receives tailored mortgage solutions that fit their unique financial goals and lifestyle.
Clear Communication: Amanda ensures transparency at every stage, keeping clients informed and confident throughout the process.
Expert Knowledge: With extensive experience. Amanda brings deep insight into a variety of loan programs.
Timely Closings: Efficiency and organization are at the heart of every transaction, helping clients close smoothly and on schedule.
Why Choose Rapid Closing?
Choosing the right mortgage partner can make all the difference in your homeownership journey. At Rapid Closing, we combine speed, expertise, and personalized care to deliver financing solutions that are tailored to your goals. Whether you’re a first-time home buyer, refinancing, or exploring specialized programs, our team is dedicated to making the process smooth, transparent, and stress-free. With Rapid Closing, you’re not just getting a loan—you’re gaining a trusted partner who stands by you every step of the way.
We are known for
Fast & Reliable Closings – Streamlined processes that save you time and stress.
Wide Range of Loan Programs – From FHA and VA to DSCR, Jumbo, and USDA loans.
Personalized Guidance – Clear, step-by-step support with dedicated loan specialists.
Flexible Solutions – Options designed for first-time buyers, investors, and unique situations.
"FAQs"
A reverse mortgage is a loan that allows homeowners, typically age 62 or older, to convert part of their home equity into cash without having to sell their home.
To qualify, you must be 62 or older, live in the home as your primary residence, and have sufficient equity in the home.
The loan is repaid when you sell the home, move out, or pass away. The repayment amount is typically the loan balance or the home’s sale price, whichever is lower.
No, you don’t make monthly payments. The loan balance grows over time and is paid off when the home is sold or you move out.
Yes, if you don’t maintain the home, pay property taxes, or keep up with homeowner’s insurance, the lender could foreclose on the property.